Fort Collins has a Zero Interest Loan program that can be used by anyone that owns a historically designated property, but it's intended especially to help people on a limited income to be able to maintain their older home. The program covers up to $7500 every year towards approved projects. The property owner has to provide a match of equivalent value or more.
The loans don't have to be repaid until the property is sold or changes hands, which is particularly appealing for seniors because it enables them to leverage the value of their house in order to keep it in good shape.Loans are often used for things like repairing rotting windows, repointing brick, foundation repairs or stabilization, etc.The City sends out postcards every year to remind owners of historic properties that the loans are available. And the few local folks that tend to work on older properties know about the program and help clients plan accordingly, sometimes breaking improvements up over a few years in order to take the greatest advantage of the program.
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The Preservation Leadership Forum of the National Trust for Historic Preservation is a network of preservation leaders — professionals, students, volunteers, activists, experts — who share the latest ideas, information, and advice, and have access to in-depth preservation resources and training.
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